Interest Rate
| Turnover Loan Accounts | ROI |
|---|---|
| Hypothication | 10.50% |
| Adv Against Book Debt | 10.50% |
| Working Capital | 10.50% |
| Working Capital Loan (Real Estate) | 12.50% |
| Gold Loan Overdraft | 10.00% |
| Unsecured Loan | ROI |
|---|---|
| Clean Cash Credit Loan | 14.00% |
| Cash Credit Installment | 14.00% |
| Personl Loan | 14.00% |
| Loan Against Deposite / Overdraft Against Deposite | ROI |
|---|---|
| Self Deposite | FDR Int Rate + 1% |
| Third Party Deposite | FDR Int Rate + 1.25% |
| Special Loan Scheme | ROI |
|---|---|
| Qualified Chartered Accountant | |
| Non-Mortgage Term Loan – Maximum limit Rs.5.00 lakh | 9.50% |
| Non-Mortgage Overdraft Loan – Maximum limit 5.00 lakhs | 9.75% |
| Term Loan | ROI |
|---|---|
| Education Loan | 11% |
| Shop Loan | 11% |
| Housing Loan | 8.50% |
| Vehicle Loan | 8.50% |
| Gold Loan | 10.00% |
| Housing Repairing Loan ( Maximum RS.6 Lakh ) | 13.00% |
| Loan Against N.S.C. / L.I.C | 11.00% |
| Hypothecation Installment | 12.00% |
| Hire Purchase | 12.00% |
| Machinery Loan | 12.00% |
| Working Capital Installment | 12.00% |
| Educational Institute / Charitable Trust Loan | 11.00% |
| Self Help Group | 12.00% |
| Self Employed | 10.00% |
| Real Estate Loan / Project Finance | 13.00% |
| Term Loan | 13.00% |
| Interest Rate Per Annum | ||||||||
|---|---|---|---|---|---|---|---|---|
| Description | Personal | Sr.Citizen | “Co-op Soc / Cos” | |||||
| 15 Days To 180 Days | 0.15 Month To 6 Month | 4.00% | 4.00% | 3.00% | ||||
| 181 Days To 365 Days | 6.01 Month To 12 Month | 5.00% | 5.50% | 4.00% | ||||
| 366 Days To 1095 Days | 12.01 Month To 36 Month | 6.00% | 6.50% | 5.00% | ||||
| 1096 Days To 1825 Days | 36.01 Month To 60 Month | 7.00% | 7.50% | 6.00% | ||||
| 1826 Days To 3650 Days | 60.01 Month To 120 Month | 6.00% | 6.50% | 5.00% | ||||
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322, 3rd Floor, Sarda Sankul,M.G. Road, Nashik - 422001.
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